Personal

Business

Discover

Apply Now

0800 375 626

Better Loans Group

Better Loans Group

From home loans to personal and business financing, we simplify lending with transparent advice, faster approvals, and loan options tailored to your real needs.

Check Loan Options

Get in Touch with Our Experts

Whether you need clarity, strategy, or a fresh perspective, our team is ready to assist. Let’s drive results together.

Reach Out to Us

Need assistance? Drop us a message anytime.

loans@betteradvice.group

Call Us

Need help? Give us a call—we're here for you.

0800375626

Business Hours

MON - FRI - 7:00am-7:00pm

Maps Location

office
user pic

Piyush Kumar

reply with in 24 hrs

AVAILABLE

user pic

Piyush Kumar

reply with in 24 hrs

AVAILABLE

Your Questions, Answered Clearly

Whether you’re seeking strategic direction or improving business performance, here are answers to the most common questions clients ask.

We make finance feel simple, personal, and stress-free. Every question matters, and every client is family. That’s why we take time to explain, guide, and support you — every step of the way.

user pic

Piyush Kumar | CEO

Do you work with all major banks or just a few?

Yes. We work with a wide panel of New Zealand banks and specialist lenders. This allows us to compare options and recommend a loan structure that suits your situation not just what one bank is willing to offer.

Is using a mortgage adviser more expensive than going directly to a bank?

No. In most cases, there’s no direct cost to you. Lenders typically pay us for arranging your loan, and our advice is focused on helping you secure the right outcome not pushing a specific lender.

Can you help if I’m self-employed or my income isn’t straightforward?

Absolutely. Many of our clients are self-employed, contractors, or business owners. We understand how different lenders assess income and can guide you towards options that better reflect your financial position.

Do you help beyond the initial loan approval?

Yes. Our support doesn’t stop at settlement. We continue to review your loan structure, interest rates, and opportunities to save over time especially as your circumstances change.

I’m a first-home buyer where do I even start?

We’ll walk you through the entire process, step by step — from understanding how much you can borrow, to grants, deposits, and choosing the right loan structure. No jargon, no pressure.

Do you work with all major banks or just a few?

Yes. We work with a wide panel of New Zealand banks and specialist lenders. This allows us to compare options and recommend a loan structure that suits your situation not just what one bank is willing to offer.

Is using a mortgage adviser more expensive than going directly to a bank?

Can you help if I’m self-employed or my income isn’t straightforward?

Do you help beyond the initial loan approval?

I’m a first-home buyer where do I even start?

Do you work with all major banks or just a few?

Yes. We work with a wide panel of New Zealand banks and specialist lenders. This allows us to compare options and recommend a loan structure that suits your situation not just what one bank is willing to offer.

Is using a mortgage adviser more expensive than going directly to a bank?

Can you help if I’m self-employed or my income isn’t straightforward?

Do you help beyond the initial loan approval?

I’m a first-home buyer where do I even start?

Book Free Consultation

Explore What We Offer